Your partner for reinsurance, digitalization and legacy management
Over 50 years of excellence in (re)insurance underwriting, digitalization, and legacy management.
Navigate the European (re)insurance market with BFRC's bespoke consulting services. Specializing in non-life insurance and reinsurance transactions, we transform challenges into strategic opportunities, enhancing your portfolio's performance.
+ 50 years of experience
in our industry
2.4 billion OTV
= Opportunity Transaction Value from all around the world
+ 2000 relevant contacts
on various fields and many uncountable opportunities
Expert (re)insurance solutions tailored for you
Navigate the complexities of (re)insurance with our specialized consulting services, designed to enhance your portfolio and mitigate risks.
Lead Generation and Business Development
We support you in fine-tuning your risk appetite, business production (direct and via brokers) and act as lead underwriter for renewals. You gain flexibility and we support a profitable portfolio balance
Reinsurance Transaction Advisory
Specialist advice on reinsurance M&A activities with the aim of maximizing strategic value and operational efficiency for our clients.
P&C Reinsurance Underwriting Support
Improve risk management capabilities through deep underwriting expertise that enables informed decision making.
Digitalization of insurance portfolios
Introduction of advanced digitalization strategies to increase efficiency and improve customer loyalty in the insurance business.
Commutation Support
Professional support in the termination of old contracts to optimize your portfolio and reduce risk.
Executive and non-executive roles
Provide experienced leadership and advice to help you strategically align your business and achieve your goals.
Non-life legacy (run-off) consulting
Advising you on available full-finality solutions, timeline and process requirements, allowing to reduce operational complexities, cost and unlocking capital and collaterals.
Local representation
Assisting risk carriers and service providers with local staff and representative duties out of Germany.
Optimization of the insurance value chain via our partner ToniDigital
Since January 2024, BFRC acts as business developer and project manager for customized TPA+ and white label solutions for the German insurance market. ToniDigital has already successfully digitalized the fleet business with HDI. The platform enables new products to be launched within 2-3 months and can also be used for innovative new product launches. It reduces process complexity and costs.
BFRC vs. The Market: A Comparative Advantage
See how BFRC’s specialized reinsurance services excel beyond standard market offerings.
BFRC vs. the market
A Comparative Advantage
See how BFRC’s specialized reinsurance services excel beyond standard market offerings.
5 out of 5
Others
  • focus on large transactions only
  • often more broadly focused
  • minimum support available
  • not often digitized
  • standard offerings
  • rarely specialized for small- and medium sized transactions
BFRC
  • customized solutions for complex reinsurance transactions
  • Dedicated team with a focus on value creation and efficiency
  • Pioneering in digital solutions for risk management
  • deep expertise and strategic risk management
  • fast and efficient handling of legacy contracts
  • Expert leadership and consulting from Germany
The biggest benefits of BFRC
BFRC stands out for its array of advantages, cultivated through years of experience and continually expanding to meet evolving needs.
Maximizing Value with BFRC
EXPERIENCE THE DISTINCTIVE BENEFITS OF OUR REINSURANCE EXPERTISE.
BFRC is not just a consulting firm; we are your strategic partner in reinsurance. Our commitment goes beyond conventional services, offering you tangible benefits that drive real business outcomes.
1
Individual Strategy Development
Benefit from tailored solutions specifically designed to meet the needs and goals of your business.
2
Expertise in Transaction Advisory
Our experienced team provides top-tier support for M&A initiatives and reinsurance transactions.
3
Efficiency Enhancement through Digitalization
Harness our digital solutions to optimize your portfolio and improve operational processes.
4
Risk Management and Underwriting
Fortify your position through strategic risk assessment and well-informed underwriting decisions.
5
Long-Term Partnership and Network
As a BFRC client, you'll benefit from our extensive network and a partnership built on trust and mutual success.
6
Long-Term Partnership and Network
As a BFRC client, you'll benefit from our extensive network and a partnership built on trust and mutual success.
Distinctive Advantages with BFRC
Why our approach to reinsurance consulting stands out.
Personal advice and tailored solutions
Streamline processes and improve portfolio efficiency by reducing operational complexity.
Consulting and project implementation around (re)insurance portfolios
Ensure successful project outcomes through an approach that leverages our expertise for expertise for customer success.
Efficient IT platform solutions (TPA+ and White Label) for German Insurance Portfolios
Increase efficiency and adapt to dynamic market with integrated IT solutions.
Advice on exit strategies and full finality solutions
Support the development and execution of exit strategies for smooth transitions, cost and complexity reduction and maximized return on Investment (ROI).
Reliable Partnership
Access to reliable, trusted and expert support across Europe, addressing specific needs for successful portfolio management.

Your success is our success
Real feedback from our valued partners
At BFRC, our clients’ success is our success. We take pride in the positive impact our services have on their business. Here’s what our clients have to say about our collaboration:
Execution was commendable
"We appreciate the support and cooperation provided by BFRC during our commutation project with AXA Versicherung AG. From July 2022 to March 2024, BFRC reduced operational complexity, and their team's execution was commendable. We recommend BFRC for their professional approach and look forward to potential future collaborations."
DR. KERSTIN PAEHLER
HEAD OF REINSURANCE OPERATIONS & IT
AXA VERSICHERUNG AG
Competent and customer centric
„I have worked with BFRC – Black Forest ReInsurance Consulting and R&Q and their A-rated EU platform, Accredited Insurance (Europe) Limited over the last 12 months successfully on a Loss Portfolio Transfer and a Reinsurance Business Transfer.
Here I found both to be competent and customer centric in their way of finding tailor-made Legacy solutions for Allianz Re’s third party reinsurance business.
I would have no hesitation in recommending BFRC and R&Q to anyone requiring effective Legacy solutions.“
Holger Tewes-Kampelmann CEO Allianz Re
Reliable and competent
„BFRC and Jens Ziser are a valuable resource and successful business partner in the Legacy area for R&Q and our A- rated EU platform, Accrredited Insurance (Europe) Limited. BFRC are R&Q´s conduit into legacy opportunities across continantal Europe (…). They are a reliable and competent firm delivering deals to R&Q."
PAUL R. CORVER
GROUP HEAD OF M&A
R&Q INVESTMENT HOLDINGS LTD.
No hesitation in recommending
„We have worked with BFRC – Black Forest ReInsurance Consulting and R&Q and their A-rated EU platform, Accredited Insurance (Europe) Limited over the last 15 months successfully on a Loss Portfolio Transfer and a Reinsurance Business Transfer.
Here we appreciated the cooperation and professionality in efficiently executing a captive Loss Portfolio Transfer and consequently reaching Bafin’s approval on an Insurance Business Transfer.
We would have no hesitation in recommending BFRC and R&Q to anyone requiring effective Legacy solutions.“
Lorenz Hanelt Member of the Executive Board Delvag Versicherungs-AG
effective legacy consultants
“We wish to extend our sincere appreciation for the swift and highly valuable support, as well as the deep expertise in legacy and full finality solutions, provided by BFRC during our captive project in autumn 2023. BFRC's immediate delivery of essential legacy knowledge was pivotal in crafting a tailored exit strategy for our captive clients. Based on our experience, we confidently recommend BFRC as efficient and effective legacy consultants, and we look forward to potential future collaborations.”
Gert Wellhöfer Managing Director Ecclesia Re
Media Spotlight
Read Our Latest Press Coverage and Expert Insights in Reinsurance Consulting
A streamlined journey to tailored reinsurance expertise
Achieve success in three simple steps.
Step 1: Personal Consultation
Engage with us, and we’ll conduct a thorough initial consultation to understand your specific needs and objectives.
Step 2: Strategy Development
Based on your unique profile, we craft a strategy tailored to you, presenting solutions that meet your specific challenges.
Step 3: Evaluation & Implementation
We execute the planned actions and continue to partner with you, monitoring success and continuously refining processes for optimal outcomes.
Frequently asked questions
Here are answers to some of the most frequently asked questions to help you better understand our services.
What services does BFRC offer?
BFRC provides specialized consulting for non-life insurance and reinsurance sectors, including legacy solution advisory, portfolio digitalization for insurance portfolios in Germany, prospective underwriting support across Europe, commutation projects, and strategic representation in non-executive roles.
How does BFRC enhance the reinsurance process?
We bring over five decades of expertise to streamline your transactions, from identifying opportunities to executing complex agreements, always aiming to enhance your portfolio's performance.
Can BFRC assist with digital transformation in insurance?
Yes, we offer digital solutions tailored to the insurance sector in Germany, helping clients modernize their processes and increase operational efficiency. Here we work closely with our cooperation partner Toni Digital.
What makes BFRC different from other (re)insurance consultants?
Our exclusive focus on customized service, deep industry expertise, network and commitment to long-term client partnerships sets us apart in the market.
How does BFRC approach client relationships?
We prioritize a collaborative approach, working closely with our clients to understand their unique challenges and tailoring our services to provide the most value.
What geographical regions does BFRC serve?
While we are based in Germany, our services extend to clients across various regions in Europe, including the UK.
What are the biggest benefits of working together?
Working together allows us to combine our expertise to provide tailored solutions and ensure efficient execution. Additionally, you gain access to our extensive network and ongoing support to optimize outcomes and stay ahead in the market.